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Page Name: A STUDY ON CREDIT APPRAISAL FOR WORKING CAPITAL FINANCE FOR SMEs AT FEDERAL BANK


Posted by: project source code cheker
Created at: Friday 17th of August 2012 11:46:42 PM
Last Edited Or Replied at :Friday 17th of August 2012 11:46:42 PM
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sources. But lending by nature cannot be an aggressive selling activity, disregarding the risks involved. Bank has to be competitive without compromising on the basic integrity of lending. The quality of the Bank’s credit portfolio has a direct and deep impact on the Bank’s profitability.

NEED AND IMPORTANCE OF THE STUDY

Lending continues to be a primary function in banking. In the liberalized Indian economy, clientele have a wide choice. External Commercial Borrowings and the domestic capital markets compete with banks. In another dimension, retail lending- both personal adva..................==> [ Click Here to Read More ]



Page Name: credit appraisal system


Posted by: project ideas
Created at: Thursday 28th of June 2012 01:43:35 AM
Last Edited Or Replied at :Thursday 28th of June 2012 01:43:35 AM
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udy the credit appraisal methods.
• To understand the commercial, financial & technical viability of the proposal proposed and it’s finding pattern.

RESEARCH DESIGN:
Analytical in nature.

DATA COLLECTION:

• Primary data:
Informal interview with manager and other staff members at Axis Bank.

Secondary data:
Books
websites
database at Axis Bank
library research


BENEFICIARIES:
• Researchers:
This report will help researchers improving knowledge about the credit appraisal system and to have practical exposure of the credit app..................==> [ Click Here to Read More ]



Page Name: Credit appraisal under SME segment in Dena Bank


Posted by: project source code cheker
Created at: Monday 24th of September 2012 12:52:52 AM
Last Edited Or Replied at :Monday 24th of September 2012 12:52:52 AM
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of credit rating, the interest rate guidelines circular is consulted to fix a price for the credit facilities i.e. determine the interest rate.

DISCUSSIONS ON TRAINING

My Work Profile:-

The summer training was held in the Regional office of Dena Bank. The work profile at the office was based on the loans and advances given to small and median enterprises (SME). Hence the whole work was based on the Pre-sanction formalities of credit given to a particular enterprise. The responsibilities handled at the office were started from reading the company’s projects file (sent ..................==> [ Click Here to Read More ]



Page Name: CREDIT APPRAISAL FOR WORKING CAPITAL FINANCE TO SMEs AT SBI BELGAUM PPT


Posted by: project source code cheker
Created at: Thursday 06th of September 2012 01:58:31 AM
Last Edited Or Replied at :Thursday 06th of September 2012 01:58:31 AM
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ame into existence by an act of Parliament as successor to the Imperial Bank of India.

Today, State Bank of India (SBI) has spread its arms around the world and has a network of branches spanning all time zones. SBI's International Banking Group delivers the full range of cross-border finance solutions through its four wings - the Domestic division, the Foreign Offices division, the Foreign Department and the International Services division.
State Bank of India is the nation's largest bank. Tracing its roots back some 200 years to the British East India Company (and initially established a..................==> [ Click Here to Read More ]



Page Name: A cloud computing mode suitable for SMEs ppt


Posted by: project source code cheker
Created at: Tuesday 21st of August 2012 02:48:20 AM
Last Edited Or Replied at :Tuesday 21st of August 2012 02:48:20 AM
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zed Enterprises (SME’s)

Importance of micro, small and medium enterprises (MSMEs) as one of the most vibrant
sectors of the economy is widely accepted. It has created tremendous employment opportunities and currently employs over 60 million workers. It is estimated that in terms of value, the sector accounts for about 45% of the manufacturing output and 40% of the total exports of the country. In recent times, the integration of information and communication technologies, especially the internet, has revolutionized operations across businesses. Some industries such as tra..................==> [ Click Here to Read More ]



Page Name: A STUDY ON CREDIT APPRAISAL FOR WORKING CAPITAL FINANCE FOR SMEs AT FEDERAL BANK


Posted by: project source code cheker
Created at: Friday 17th of August 2012 11:46:42 PM
Last Edited Or Replied at :Friday 17th of August 2012 11:46:42 PM
a report on credit appraisal of industrial finance for sme s, credit appraisal process for working capital finance in india , case study on credit appraisal to working capital finance to sme, credit appraisal for working capital finance , project credit appraisal of working capital finance, journal on credit appraisal on working capital finance , federal bank project on credit appraisal, credit apprisal of working capital in indian banks , project on credit appraisal in sme of federal bank, project report on credit appraisal for working capital to sme at federal bank limited ,
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]CONCLUSION

The study at FEDERAL gave a vast learning experience to me and has helped to enhance my knowledge. During the study I learnt how the theoretical financial analysis aspects are used in practice during the working capital finance assessment. I have realized during my projects that a credit analyst must own multi-disciplinary talents like financial, technical as well as legal know-how.
The credit appraisal for working capital finance system has been devised in a systematic way.
There are clear guidelines on how the credit analyst or lending officer has to analyze a loan propo..................==> [ Click Here to Read More ]



Page Name: credit appraisal system


Posted by: project ideas
Created at: Thursday 28th of June 2012 01:43:35 AM
Last Edited Or Replied at :Thursday 28th of June 2012 01:43:35 AM
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evious year. And on advances, the growth was 14.5% against 17.3% of the earlier year.
State Bank of India is still the largest bank in India with the market share of 20% ICICI and its two subsidiaries merged with ICICI Bank, leading creating the second largest bank in India with a balance sheet size of Rs. 1040bn.
Higher provisioning norms, tighter asset classification norms, dispensing with the concept of ‘past due’ for recognition of NPAs, lowering of ceiling on exposure to a single borrower and group exposure etc., are among the measures in order to improve the banking sector.
A mini..................==> [ Click Here to Read More ]



Page Name: Smart SME Products for smart businesses


Posted by: project expert
Created at: Friday 13th of January 2012 01:46:32 AM
Last Edited Or Replied at :Friday 13th of January 2012 01:46:32 AM
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ments (like Cash credit, Bill Discounting limits, LC, BG etc) to meet the day to day requirements and term loans to take care of investment needs for acquiring fixed assets, Bank has an array of products/schemes to cater to the enterprise specific require­ments of SME Units both in Manufacturing and Trade and services sectors. Brief details of some of the schemes are as under:

For Micro Enterprises and SSIs

SME Credit Card (Up to Rs.10 Lakh)

Product provides loans for the micro enterprises including SSI units, small business enterprises, professional and self e..................==> [ Click Here to Read More ]



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