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Page Name: A STUDY ON CREDIT APPRAISAL FOR WORKING CAPITAL FINANCE FOR SMEs AT FEDERAL BANK


Posted by: project source code cheker
Created at: Friday 17th of August 2012 11:46:42 PM
Last Edited Or Replied at :Friday 17th of August 2012 11:46:42 PM
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with Understanding the need of loan to the borrower i.e. for which purpose the loan is required. After this next step is to analyse the financial statement of the company to whom the loan is to be sanctioned. The main things which are taken into consideration while analyzing the financial statement are type of statement, nature of activity ,accounting policy, qualities of assets and liabilities , unit wise performance result of the company & director’s report.

INTRODUCTION TO THE STUDY

FEDERAL BANK offers working capital finance to meet the entire range of short-term fund re..................==> [ Click Here to Read More ]



Page Name: credit appraisal system


Posted by: project ideas
Created at: Thursday 28th of June 2012 01:43:35 AM
Last Edited Or Replied at :Thursday 28th of June 2012 01:43:35 AM
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credit appraisal system



INTRODUCTION:
Credit appraisal means investigation/assessment done by the bank before providing any loans and advances/projects finance and also checks the commercial, financial &industrial viability of the projects proposed its funding pattern and further checks the primary & collateral security cover available for recovery of such funds.

PROBLEM STATEMENT:
To study the credit appraisal system in SME sector, at AXIS Bank Ahmadabad.

OBJECTIVES:
• To st..................==> [ Click Here to Read More ]



Page Name: Credit appraisal under SME segment in Dena Bank


Posted by: project source code cheker
Created at: Monday 24th of September 2012 12:52:52 AM
Last Edited Or Replied at :Monday 24th of September 2012 12:52:52 AM
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by the company to whom the loan is to be sanctioned) and continued till the loan is sanctioned by the responsible authority according to the limit to be sanctioned.

GENERAL INSTRUCTION ON LOANS AND ADVANCES

The loan is sanctioned by keeping in mind the various instructions and conditions:-
1. Efficient management of loans and advances portfolio has assumed greater significance as it is the largest asset of the bank having direct impact on its profitability. In the wake of the continued tightening of norms of income recognition, asset classification and provisioning, increased ..................==> [ Click Here to Read More ]



Page Name: CREDIT APPRAISAL FOR WORKING CAPITAL FINANCE TO SMEs AT SBI BELGAUM PPT


Posted by: project source code cheker
Created at: Thursday 06th of September 2012 01:58:31 AM
Last Edited Or Replied at :Thursday 06th of September 2012 01:58:31 AM
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ector in developing economies led by China and India is likely to overtake banks in the currently richest countries of the world by 2050. China and India show the greatest growth potential through organized growth and merger and acquisition (M&A) activities, PWC said.
M&As volume in India's banking space increased to US$ 10.5 billion between January and September 2007 with 38 deals. In comparison, the sector had witnessed 23 deals worth US$ 707 million last year, according to a report by global data provider Dealogic.
Investment banking
Investment banks operating in India have earned nearl..................==> [ Click Here to Read More ]



Page Name: A cloud computing mode suitable for SMEs ppt


Posted by: project source code cheker
Created at: Tuesday 21st of August 2012 02:48:20 AM
Last Edited Or Replied at :Tuesday 21st of August 2012 02:48:20 AM
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A cloud computing mode suitable for SME’s



ABSTRACT

Cloud computing is a development and integration result of distributed processing, parallel processing and grid computing technologies. It helps the enterprise switch the resources according to the applications, accesses computer and storage systems according to the demand. And it provides a new computing model for enterprise informatization. This work introduces items related to cloud computing: the concept, the theory, cloud level, the main form, the security..................==> [ Click Here to Read More ]



Page Name: A STUDY ON CREDIT APPRAISAL FOR WORKING CAPITAL FINANCE FOR SMEs AT FEDERAL BANK


Posted by: project source code cheker
Created at: Friday 17th of August 2012 11:46:42 PM
Last Edited Or Replied at :Friday 17th of August 2012 11:46:42 PM
a report on credit appraisal of industrial finance for sme s, credit appraisal process for working capital finance in india , case study on credit appraisal to working capital finance to sme, credit appraisal for working capital finance , project credit appraisal of working capital finance, journal on credit appraisal on working capital finance , federal bank project on credit appraisal, credit apprisal of working capital in indian banks , project on credit appraisal in sme of federal bank, project report on credit appraisal for working capital to sme at federal bank limited ,
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b National Bank, was constituted by the RBI in July 1974 with eminent personalities drawn from leading banks, financial institutions and a wide cross-section of the Industry with a view to study the entire gamut of Bank's finance for working capital and suggest ways for optimum utilisation of Bank credit. This was the first elaborate attempt by the central bank to organise the Bank credit. The report of this group is widely known as Tandon Committee report. Most banks in India even today continue to look at the needs of the corporates in the light of methodology recommended by the Group.

[b..................==> [ Click Here to Read More ]



Page Name: credit appraisal system


Posted by: project ideas
Created at: Thursday 28th of June 2012 01:43:35 AM
Last Edited Or Replied at :Thursday 28th of June 2012 01:43:35 AM
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evious year. And on advances, the growth was 14.5% against 17.3% of the earlier year.
State Bank of India is still the largest bank in India with the market share of 20% ICICI and its two subsidiaries merged with ICICI Bank, leading creating the second largest bank in India with a balance sheet size of Rs. 1040bn.
Higher provisioning norms, tighter asset classification norms, dispensing with the concept of ‘past due’ for recognition of NPAs, lowering of ceiling on exposure to a single borrower and group exposure etc., are among the measures in order to improve the banking sector.
A mini..................==> [ Click Here to Read More ]



Page Name: Smart SME Products for smart businesses


Posted by: project expert
Created at: Friday 13th of January 2012 01:46:32 AM
Last Edited Or Replied at :Friday 13th of January 2012 01:46:32 AM
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mployed persons, small retail traders, transport operators etc for meeting any kind of credit requirement including purchase of shops, maximum limit being Rs 10 lakhs including term loan & working capital loan. The loan will be sanctioned for 3 years with an annual review. This product has simplified sanction process without requirement of elaborate financial data.
The borrower will be provided a photo identity card and a passbook giving details of the limit and validity of the facility. A cheque book marked as SME Credit Card and a pass book would be issued to the customer.

SME Smar..................==> [ Click Here to Read More ]



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