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Page Name: A STUDY ON CREDIT APPRAISAL FOR WORKING CAPITAL FINANCE FOR SMEs AT FEDERAL BANK


Posted by: project source code cheker
Created at: Friday 17th of August 2012 11:46:42 PM
Last Edited Or Replied at :Friday 17th of August 2012 11:46:42 PM
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businesses on a continual basis for meeting the short term needs. Limits to the various borrowers are assessed depending upon their requirements and their line of activity

FINDINGS OF THE STUDY

Methods of lending
Like many other activities of the banks, method and quantum of short-term finance that can be granted to a corporate was mandated by the Reserve Bank of India till 1994. This control was exercised on the lines suggested by the recommendations of a study group headed by Shri Prakash Tandon.
The study group headed by Shri Prakash Tandon, the then Chairman of Punja..................==> [ Click Here to Read More ]



Page Name: credit appraisal system


Posted by: project ideas
Created at: Thursday 28th of June 2012 01:43:35 AM
Last Edited Or Replied at :Thursday 28th of June 2012 01:43:35 AM
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evious year. And on advances, the growth was 14.5% against 17.3% of the earlier year.
State Bank of India is still the largest bank in India with the market share of 20% ICICI and its two subsidiaries merged with ICICI Bank, leading creating the second largest bank in India with a balance sheet size of Rs. 1040bn.
Higher provisioning norms, tighter asset classification norms, dispensing with the concept of ‘past due’ for recognition of NPAs, lowering of ceiling on exposure to a single borrower and group exposure etc., are among the measures in order to improve the banking sector.
A mini..................==> [ Click Here to Read More ]



Page Name: Credit appraisal under SME segment in Dena Bank


Posted by: project source code cheker
Created at: Monday 24th of September 2012 12:52:52 AM
Last Edited Or Replied at :Monday 24th of September 2012 12:52:52 AM
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e under the name Devkaran Nanjee Banking Company Ltd. It became a Public Ltd. Company in December 1939 and later the name was changed to Dena Bank Ltd.
In July 1969 Dena Bank Ltd. along with 13 other major banks was nationalized and is now a Public Sector Bank constituted under the Banking Companies (Acquisition & Transfer of Undertakings) Act, 1970. Under the provisions of the Banking Regulations Act 1949, in addition to the business of banking, the Bank can undertake other business as specified in Section 6 of the Banking Regulations Act, 1949.

Growth and Development of the Organizat..................==> [ Click Here to Read More ]



Page Name: CREDIT APPRAISAL FOR WORKING CAPITAL FINANCE TO SMEs AT SBI BELGAUM PPT


Posted by: project source code cheker
Created at: Thursday 06th of September 2012 01:58:31 AM
Last Edited Or Replied at :Thursday 06th of September 2012 01:58:31 AM
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40 per cent plus during the last three years.

Rural banking

In October 2007, ABN Amro Bank announced its micro finance division has succeeded in providing basic financial support to some 500,000 underprivileged households in India. The
Dutch bank’s micro finance portfolio is now US$ 50.8 million and the bank plans to double the coverage to a million households by 2009. It’s a profitable business that achieved break-even in the first year itself.
Bank of Baroda is working on similar lines and has adopted Dungarpur district in Rajasthan. Dungarpur, consisting of 800 village..................==> [ Click Here to Read More ]



Page Name: A cloud computing mode suitable for SMEs ppt


Posted by: project source code cheker
Created at: Tuesday 21st of August 2012 02:48:20 AM
Last Edited Or Replied at :Tuesday 21st of August 2012 02:48:20 AM
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ternet in a self-service manner. The large computing program is auto-divided into numberless smaller sub-programs through network and then all subprograms are submitted to large system which consists of several server machines, after finishing computing analysis, the result is returned to the user. By using of cloud computing technique, the network vendors can handle millions or billions information within a few seconds. It can reach the same powerful network server as the super computer does. By using of cloud computing, users can access to applications through connecting devices anywhere; ap..................==> [ Click Here to Read More ]



Page Name: A STUDY ON CREDIT APPRAISAL FOR WORKING CAPITAL FINANCE FOR SMEs AT FEDERAL BANK


Posted by: project source code cheker
Created at: Friday 17th of August 2012 11:46:42 PM
Last Edited Or Replied at :Friday 17th of August 2012 11:46:42 PM
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and loan and bill discounting. Demand loans are considered also under the FCNR (B) scheme. Nonfunded instruments comprise letters of credit (inland and overseas) as well as bank guarantees (performance and financial) to cover advance payments, bid bonds etc. Lending continues to be a primary function in banking. In the liberalized Indian economy, clientele have a wide choice. External Commercial Borrowings and the domestic capital markets compete with banks. In another dimension, retail lending- both personal advances and SME advances- competes with corporate lending for funds and for human re..................==> [ Click Here to Read More ]



Page Name: credit appraisal system


Posted by: project ideas
Created at: Thursday 28th of June 2012 01:43:35 AM
Last Edited Or Replied at :Thursday 28th of June 2012 01:43:35 AM
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credit appraisal system



INTRODUCTION:
Credit appraisal means investigation/assessment done by the bank before providing any loans and advances/projects finance and also checks the commercial, financial &industrial viability of the projects proposed its funding pattern and further checks the primary & collateral security cover available for recovery of such funds.

PROBLEM STATEMENT:
To study the credit appraisal system in SME sector, at AXIS Bank Ahmadabad.

OBJECTIVES:
• To st..................==> [ Click Here to Read More ]



Page Name: Smart SME Products for smart businesses


Posted by: project expert
Created at: Friday 13th of January 2012 01:46:32 AM
Last Edited Or Replied at :Friday 13th of January 2012 01:46:32 AM
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t Score (Up to Rs.50 Lakh)
The Loan product is for units in Micro and Small Enterprise sector in manu­facturing trade and services segments to meet working capital needs and for acquisition of fixed assets. A simplified appraisal model has been de­veloped to standardize the appraisal process for loans upto Rs 50 lakhs in SSI sector and upto Rs 25 lakhs for trade and services sector available with attractive interest rates. The loan will be sanctioned for 2 years with an an­nual review.

Food processing


Rice Mill Plus
Term loan for acquisition of machinery/factor..................==> [ Click Here to Read More ]



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